Financial Planning

We provide an independent financial planning service for individuals, couples and families who require expert investment, retirement and tax planning advice.

Our aim is to deliver a service that makes you feel that your personal and financial aims are clearly understood, your financial assets are effectively managed and by professional and expertly qualified financial planners.

We provide advice across the main financial planning areas: personal risk management, cash flow management, lifetime and target forecasting, pension and retirement planning advice, investments including risk analysis and asset allocation, inheritance tax planning.

We have considerable experience in managing the affairs of clients with high incomes and substantial sums to invest. Our clients typically have a professional or business-owner background and are leading successful and busy lives. Instructing a qualified independent financial planner allows our clients to concentrate further on their career and leisure activities.

Our tailored financial planning process involves:

  • Gathering and analysing personal information about you, your finances, specific needs and financial planning objectives.
  • Developing and presenting your specific personal financial plan.
  • With your agreement implementing the financial recommendations.
  • Monitoring your financial assets and reporting to you at agreed regular intervals.
  • Updating and discussing with you market, product, legal and tax developments along with your personal developments that may require changes to your financial plan.
  • Recommending changes and enhancements to your financial affairs to achieve your financial planning objectives.

As an Independent Financial Advisor we have the freedom to search and recommend the best financial products and investment managers available in the market.

As Chartered Accountants we can also link your financial plan to your tax planning priorities and wider business interests.

You can be assured of complete transparency as we work on hourly fees or fixed price projects. We do not believe in a commission based approach. Any initial commission generated on your affairs can be offset against our fees. For ongoing services we agree hourly fees and/or a management fee.

We are directly authorised by the Financial Services Authority to undertake investment business.

For more information, please contact Daniel Gould – email: d.gould@dalyhoggett.co.uk